Buy now, pay later with Klarna.

Plus 0% Interest Free Credit on orders over £300*

Order right away and spread the cost of buying your new furniture with Klarna. Our finance options offer you total flexibility to choose your deposit, monthly payment and loan duration. 

If your order comes to £300 or more, you can spread your payment across 6 months interest free.
If your order comes to £1250 or more, you can spread your payment across 12 months interest free.
If your order comes to £1700 or more, you can spread your payment across 18 months interest free.
If your order comes to £2000 or more, you can spread your payment across 24 months interest free.

Want to increase the payment period? No problem, we offer a low rate APR of 9.9% if you wish to pay up to 48 months.

*0% Finance on orders over £300 promotional offer ends 10am, 19th August 2019. Valid on Finance agreements with a 6 month term. Usual order value for 0% Finance is £750.

Cuckooland Ltd acts as a credit intermediary and offer credit products provided exclusively by Klarna Bank AB (publ).

Klarna Bank AB (publ) is Authorised by the Swedish Financial Services Authority (Finansinspektionen) and is subject to limited regulation by the Financial Conduct Authority. Details about the extent of our regulation by the Financial Conduct Authority are available from us on request. Finance is only available to permanent UK residents aged between 18 and 75, subject to status, terms and conditions apply. Please note that promotional codes cannot be used on orders paid for by finance. 

It’s easy to apply:

  1. Online – Simply choose your products, proceed to checkout and select ‘Finance’ as your preferred payment method. The online application takes a few minutes and you will receive an instant decision.
  2. Telephone - Call our Cuckooland Customer Service Team on 01305 231231, and they will assist you with the entire process. You will be sent a link to an application form which you can fill in at your convenience. After a quick approval, your order can be placed right there and then over the telephone.

Klarna Bank AB (publ) will conduct the necessary credit checks and references in order to confirm your eligibility for the credit application. However you apply, it only takes a couple of minutes and you’ll receive an instant decision.

You’ll need to be over 18 years old and a permanent UK resident with 3 years address history. You must have a UK bank account capable of making regular repayments by Direct Debit. You’ll need to be in regular employment (minimum of 16 hours per week) including self-employment or in a permanent residence with your spouse/partner who’s in regular employment.

The goods must be delivered to your home address and the deposit must be paid using a credit or debit card.

Other conditions may apply and we cannot guarantee that your application will be accepted.

The minimum spend amount excluding deposit is £300. The maximum loan amount is £25,000.

Yes. We like to keep things simple. If your credit application is accepted, 10% deposit is all you need to pay, using a credit or debit card. The amount of the deposit is displayed in the credit summary throughout the credit application and on the credit agreement itself. You only pay if you’re approved.

The annual percentage rate (APR) is displayed clearly on the credit summary and throughout the credit application process. It is also shown clearly on the credit agreement itself. Some typical examples of the agreement include:

Order total: £399 (10% deposit) – 12 months – 9.9% APR = 12 monthly payments of £31.48 with £39.90 Deposit (finance charges £18.70).

Order total: £1250 (10% deposit) – 12 months – 0% APR = 12 monthly payments of £93.75 with £125 Deposit (finance charges £0).

Order total: £2000 (20% deposit) – 24 months – 0% APR = 24 monthly payments of £66.66 with £400 Deposit (finance charges £0).

Monthly repayments will be taken via direct debit from your bank account. Klarna Bank AB (publ) will inform you of the date that your repayments will commence. The first payment is typically due 30 days following the date of delivery of your order.

Any products listed on this website with a “Finance” payment option on product or checkout page are eligible for finance.

You can arrange finance from 6 months to 48 months, please contact us if you require a specific monthly payment and we will calculate the best rate and deposit for your needs.

Klarna Bank AB (publ) will write to you to confirm the date that your repayments will commence. The first payment is typically due 30 days following the date of delivery of your order.

Yes, you have the right to repay all or part of the credit early at any time, interest rates will be adjusted accordingly. If you would like to pay off your loan early contact Klarna's Customer Service Team here.

If you fail to pay any amount you owe under the Credit Agreement by the date it is due, Klarna Bank AB (publ) may charge you interest on that amount, they may also levy additional fees – details of these can be found in the credit agreement.

If you have a question, require further information or if there is anything you do not understand regarding the credit agreement, please contact Klarna's Customer Service Team here.

You have the right under section 66A of the Consumer Credit Act 1974 to withdraw from the agreement without giving any reason before the end of 14 days (beginning with the day after the day on which the agreement is made or, if later, the date on which we will tell you that we have signed the agreement). If you wish to withdraw you must give Klarna Bank AB (publ) notice in writing or by telephone or email. Please note that if you do give notice of withdrawal, you must repay the full amount of the credit without delay and in any event by no later than 30 days after giving notice of withdrawal. If you want to settle the loan after the 14-day cooling off period, you may do so but you will also have to pay interest accrued from the date the agreement was made until the date you repay it. If you wish to pay by debit card please telephone the finance company. If you wish to pay by cheque please post it to Klarna. Please allow 10 working days from the day you post the cheque to allow time to process the payment.

Telephone: 0333 321 6080

Your application could be turned down for many reasons, you may not meet the specified requirements or the information may have been mistyped. If you application is not successful you can still proceed with your purchase with a credit or debit card. You will not be charged if your application is declined.

Klarna is Europe’s leading payments provider and a newly-licensed bank, which wants to revolutionise the payment experience for shoppers and merchants alike. Founded in Stockholm, Sweden, in 2005, the fintech unicorn gives online consumers the option to pay now, pay later or over time — offering a trusted, frictionless and smoooth checkout experience. Klarna Bank AB (publ) is Authorised by the Swedish Financial Services Authority (Finansinspektionen) and is subject to limited regulation by the Financial Conduct Authority. Details about the extent of our regulation by the Financial Conduct Authority are available from us on request. Finance is only available to permanent UK residents aged between 18 and 75, subject to status, terms and conditions apply.

Registered office: Sveavägen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-0431. Klarna Bank AB (publ) FCA registration number 821179. 


Read what others are saying

Kids Teepee Cabin Bed
Fantastic bed! My daughter loves this as do I, it is really well made and heavy and was relatively easy to assemble. It gives my daughters room a really magical feel, would definitely recommend.
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